What is the Minimum Credit Score Needed For Home Loan Approval?
December 28, 2017If you’re ready to take the plunge into homeownership and are on the prowl for a new home, a mortgage is likely required to finance your purchase. While there are plenty of factors that determine whether or not you’ll be able to get approved for a home loan and get a decent interest rate and terms, your credit score is among the most important.
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Tips to Creating Some Privacy in a Small Space
December 25, 2017When it comes to small spaces, there’s only so much you can do to define separate areas and create a little privacy. Having all sorts of different rooms and living areas can be really challenging if your home’s size doesn’t allow for it.
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INFOGRAPHIC: National Existing Home Sales Report For October 2017
December 21, 2017October saw a decent increase in sales across the country, the strongest since June. But the squeeze on inventory continues to put a damper on sales year-over-year. Here are the national sales for the month of October as compiled by the National Association of Realtors.
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What is an Option ARM Mortgage?
December 18, 2017In the months leading up to the housing crisis a decade ago, option ARM mortgages were pretty popular. That’s because they allowed homeowners to take advantage of flexible payment terms, allowing them to better manage their budgets and cash flow. Back then, mortgages were easier to get approved for, even if borrowers weren’t financially capable of handling them.
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How Will the Republican Party’s Tax Bills Impact the California Real Estate Market?
December 14, 2017One of the great things about owning a home is the tax breaks that typically come with it. The tax code allows homeowners to deduct a number of items come tax time, putting more money back in their pocket after dishing out to keep their properties operational.
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House Plants That Can Handle Darker Spaces
December 11, 2017It’s a well-known fact that plants need the energy from sunlight to grow. But that doesn’t mean that all plants necessarily need to bask in the light at all hours of the day in order to survive and thrive. In fact, there are plenty of houseplants out there that do extremely well in low-light conditions, making them the perfect choice for darker areas in the house.
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How Does Inflation Affect the Housing Market?
December 7, 2017When inflation rises, consumers notice. With a rise in inflation comes a rise in the price of goods and services. Every industry is impacted by an increase in inflation, including the real estate market.
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9 Savvy Home Improvement Apps
December 5, 2017It seems like there’s an app for just about everything. Luckily for homeowners, there are also a bunch of awesome apps that make a home improvement project a lot more streamlined and simplified. They give ideas, provide tips, and even offer detailed information on how to measure and pick the right design and color schemes.
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Short Sales: Your Last Resort to Avoid Foreclosure
November 30, 2017It’s not uncommon for homeowners to miss a mortgage payment or two, especially if they’ve fallen upon rough financial times and are struggling to keep up with all of their bills. Unfortunately, defaulting on a mortgage is likely if the home loan amount taken out is a lot more than what the borrower can comfortably afford.
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Why Talking to a Mortgage Specialist is Important Even if You’re Not Ready to Buy Just Yet
November 27, 2017Many homebuyers are typically very excited to begin their house hunting journey. But they often wind up booking showings and visiting open houses before they’ve even had the chance to determine what their financial situation is like and how much they’d realistically be able to afford in a new home.
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