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Title Insurance 101: Everything You Need to Know

Buying a new home can certainly be an overwhelming and sometimes frightening thing, especially if you’re completely new to this game.

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INFOGRAPHIC: N.A.R.’s Existing Home Sales Report For March 2018

Here are some stats surrounding the existing home sales activity in March 2018, according to the National Association of Realtors.

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What is the MLS and How Does it Work?

Whether you’re a newbie buyer or seller or have bought and sold homes a few times over the years, you’ve most likely heard of the MLS, or Multiple Listing Service.

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What’s the Difference Between Replacement Cost Vs Actual Cash Value in Home Insurance?

You pay homeowner’s insurance, and although you never want to have to use it, there may be some unfortunate circumstances that may require you to file a claim. Of course, it’s important to crunch the numbers to make sure that it makes financial sense to start a claim, considering the fact that there’s a deductible to pay and an increase in premiums to deal with.

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Sellers: Before You Finalize Your Taxes, Here are 5 Write-Offs

Paying taxes is never fun, but you may be able to find ways to keep a little extra money in your pocket when filing. If you’ve recently sold your property, there are several different tax deductions you’ll want to be aware of, including the following.

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INFOGRAPHIC: Your Home Inspection Checklist

Don’t miss the opportunity to have the home you plan to purchase inspected before you finalize a real estate contract. Before you close on a deal, make sure the following components are checked out during the home inspection.

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What Exactly is a Mortgage Transfer?

With the typical sale of a property, the new owners usually apply for a mortgage to finance the purchase. When the sale is finalized, the new owners begin paying their new mortgage with the set of terms and interest rate that were agreed upon with their lender. But in some circumstances, a mortgage may be transferred from the sellers to the new owners.

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What Types of Liens Can Cloud the Title on My Property?

Real estate transactions aren’t always free of unpleasant surprises. Sometimes a home inspection will uncover an unknown issue or the buyer won’t be able to secure financing despite being pre-approved. But there’s another potentially unexpected issue that can arise after an offer has been accepted: property liens.

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Why Should Buyers Sign a Buyer’s Representation Agreement?

Buying a home is a big deal, and buyers are highly advised to have representation when they search for a home and negotiate a deal. Having a real estate agent represent you when making this massive purchase is certainly beneficial for many reasons, but the details of this professional relationship should ideally be outlined in a contract, known as a Buyer’s Representation Agreement.

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INFOGRAPHIC: First-Time Homebuyer Stats

What do today’s first-time homebuyers look like? The following stats will help paint that picture, as compiled by the National Association of Realtors (NAR).

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