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What is an Option ARM Mortgage?

In the months leading up to the housing crisis a decade ago, option ARM mortgages were pretty popular. That’s because they allowed homeowners to take advantage of flexible payment terms, allowing them to better manage their budgets and cash flow. Back then, mortgages were easier to get approved for, even if borrowers weren’t financially capable of handling them.

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How Will the Republican Party’s Tax Bills Impact the California Real Estate Market?

One of the great things about owning a home is the tax breaks that typically come with it. The tax code allows homeowners to deduct a number of items come tax time, putting more money back in their pocket after dishing out to keep their properties operational.

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House Plants That Can Handle Darker Spaces

It’s a well-known fact that plants need the energy from sunlight to grow. But that doesn’t mean that all plants necessarily need to bask in the light at all hours of the day in order to survive and thrive. In fact, there are plenty of houseplants out there that do extremely well in low-light conditions, making them the perfect choice for darker areas in the house.

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How Does Inflation Affect the Housing Market?

When inflation rises, consumers notice. With a rise in inflation comes a rise in the price of goods and services. Every industry is impacted by an increase in inflation, including the real estate market.

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9 Savvy Home Improvement Apps

It seems like there’s an app for just about everything. Luckily for homeowners, there are also a bunch of awesome apps that make a home improvement project a lot more streamlined and simplified. They give ideas, provide tips, and even offer detailed information on how to measure and pick the right design and color schemes.

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Short Sales: Your Last Resort to Avoid Foreclosure

It’s not uncommon for homeowners to miss a mortgage payment or two, especially if they’ve fallen upon rough financial times and are struggling to keep up with all of their bills. Unfortunately, defaulting on a mortgage is likely if the home loan amount taken out is a lot more than what the borrower can comfortably afford.

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Why Talking to a Mortgage Specialist is Important Even if You’re Not Ready to Buy Just Yet

Many homebuyers are typically very excited to begin their house hunting journey. But they often wind up booking showings and visiting open houses before they’ve even had the chance to determine what their financial situation is like and how much they’d realistically be able to afford in a new home.

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Red Flags Buyers Should Be on the Lookout For

You’re dropping a lot of money on your home purchase, so you want to make sure that your dollar is being well spent. Considering the magnitude of such a purchase, it’s vital to take your time looking at homes to make sure the one you want not only suits your tastes and lifestyle, but is also safe to inhabit and won’t come with expensive repair costs in the near future.

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The Homeowner’s Guide to Holiday Etiquette

With Remembrance Day now behind us, it’s time to get full-swing into the holiday spirit by hanging decorations, stringing lights, putting up the Christmas tree, and gathering with friends and family near and far. But there’s a certain way to conduct yourself over the holidays, particularly as a homeowner.

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What is “Right of First Refusal”?

Wouldn’t it be nice if you could find the perfect home and put in an offer on it without the pressure of knowing that there are other prospective buyers that may be eyeing the same property?

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